HTML frames allow authors to present documents in multiple views, which may be independent windows or subwindows. Multiple views offer designers a way to keep certain information visible, while other views are scrolled or replaced. For example, within the same window, one frame might display a static banner, a second a navigation menu, and a third the main document that can be scrolled through or replaced by navigating in the second frame.
Now that we know what frames are you can forget all about them, frames are and are very bad seo wise. Frames make it very hard for the spiders to follow your links and determine which content goes where. Also if a framed pages is indexed a user will end up only viewing that framed pages when he or she found in in the search engines. It is much better practise to use tables or better yet div and css to display a proper layout.
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